If you are thinking about taking out a prepaid funeral plan, knowing what to budget can be difficult. This blog will explore prepaid funeral costs in more detail and introduce you to the funeral plan offered at Dillamore.

Tell me more…

One of the greatest benefits of a pre-paid funeral plan is the peace of mind it can offer. If you’ve ever had to organise a funeral, you’ll understand just how valuable it is to know a person’s wishes for their funeral. Knowing that everything is taken care of, and the majority of your funeral is paid for, can provide you with a greater sense of peace and ensure your family aren’t left with difficult decisions when the time comes.

Most plans in the UK will cover the funeral director’s services and allow you to contribute to certain third party costs. Different plans will have different offerings, so do your research before settling on a plan. At Dillamore we believe in the importance of giving you autonomy over your own arrangements, which is why we have chosen to provide the Independent Way plan from Golden Charter.

How much should I budget?

Pre-paid funeral plans allow you to pay for the majority of your funeral at today’s prices. The average cost of a funeral in the UK is £4,141,¹ and funeral costs are continuing to rise year-on-year. Taking out a funeral plan could save you a significant amount of money in the long run, and may also protect your family from additional financial burden if the cost of your funeral exceeds the money you had saved for it.

Whether you have already set aside money for your funeral or would like to spread the cost over a period of time, a Golden Charter funeral plan can offer payment plans to suit most budgets.

The Independent Way plan from Golden Charter

Dillamore provides the Independent Way plan from Golden Charter. This plan offers you full flexibility over your arrangements and allows us to tailor your plan to you. Everything is considered, and we will work closely with you to ensure you have an affordable funeral that reflects your personal wishes.

Choosing the Independent Way plan gives you the best of both worlds – the personalised care and attention of working with a trusted local funeral director, and the security of taking out a plan with Golden Charter, one of the UK’s largest funeral plan providers.²

What is included in a funeral plan?

Different funeral plans will have different offerings, so double check what is and isn’t included whilst doing your research. If you take out a funeral plan with Dillamore, the following costs are included;

  • The professional services of the funeral director
  • Arranging a cremation or burial
  • Conveyance from the place of death
  • The care of the deceased
  • Preparations and viewings
  • Funeral vehicles
  • A coffin or casket

Third party (disbursement) costs, which you can make contributions towards but can’t be guaranteed within the plan, are;

  • Crematorium fee
  • Burial plot
  • Medical certificates
  • Minister or officiant fees
  • An organist or live musician
  • Order of service
  • Newspaper announcements / online notices

Additional arrangements, such as the wake, cannot be included within the funeral plan and will need to be organised and paid for at the time of organising the funeral.

You can find out more about the Independent Way plan by speaking with our friendly team. They have a no-obligation approach and will be happy to provide you with all the information you need. Call us on 01525 372210 or send us an email using our contact form.