Choosing a prepaid funeral plan is a big decision, and it’s important you find the right plan for you. In our latest blog we discuss why taking out a prepaid funeral plan with Dillamore may be the right choice for you.
What is a prepaid funeral plan?
Pre-paid funeral plans provide a secure and effective way to plan ahead for your funeral. They serve two main functions – to plan out your funeral and pay for our funeral director services at today’s prices. Effectively freezing the cost of our services included in your plan against future price rises, whilst helping to reduce some of the stress your loved ones experience after you’ve gone.
The Independent Way plan at Dillamore
Dillamore provides the Independent Way plan from Golden Charter. This plan offers you full flexibility over your arrangements and allows us to tailor your plan to you. Everything is considered, and we will work closely with you to ensure you have an affordable funeral that reflects your personal wishes.
Choosing the Independent Way plan gives you the best of both worlds – the personalised care and attention of working with a trusted local funeral director, and the security of taking out a plan with Golden Charter, one of the UK’s largest funeral plan providers.¹
What is included in the Independent Way plan?
If you choose to take out a Golden Charter funeral plan with Dillamore, any costs associated with the funeral director’s services will be covered in full within the plan. Certain third-party costs are not covered in full, however you are able to make financial contributions towards them. This is because third-party costs are provided by external suppliers so are out of the funeral director’s financial control.
Funeral Director Services
The funeral director services you select are guaranteed to be covered by your plan. These typically include:
- The professional services of the funeral director
- Arranging a cremation or burial
- Conveyance from the place of death
- The care of the deceased
- Preparations and chapel visits
- Funeral vehicles
- A coffin or casket
Third-Party Services
Not guaranteed in your plan, but you can make contributions towards them;
- Church fee
- Crematorium fee
- Burial fee
- Medical certificates
- Minister or officiant fees
- Organist or live musician
- Order of service
- Newspaper announcements / online notices
- Floral displays
How much will a prepaid funeral plan with Dillamore cost?
It’s important to us that you feel comfortable with the financial obligations of your plan, so we aim to provide full clarity with regards to pricing. How much a prepaid funeral plan costs will depend entirely on the choices you make for your funeral. To provide you with some insight, it may be helpful to know what different funerals cost. Here’s a brief overview of costs for different funerals at Dillamore.
Direct cremation – £850 + third-party services
Direct Burial – £1000 + third-party services
Limited Funeral Service – £1695 + third-party services
Bespoke Funeral Service – £2740 + third-party services
You can find more detailed information on this on our funeral costs page, or alternatively take a look at the standardised price list.
Whether you have already set aside money for your funeral or would like to spread the cost over a period of time, a Golden Charter funeral plan can offer payment plans to suit most budgets.
Why should I purchase a prepaid funeral plan from Dillamore?
If you choose to take out a funeral plan with us, you get the best of both worlds – working with a trusted local funeral director who can provide personal care and attention, whilst having the security of taking out a plan that is provided by Golden Charter, one of the UK’s largest funeral plan providers.
Dillamore has been providing funeral services in and around Leighton Buzzard for almost 100 years. We are a family-run business who believe in providing the best possible care to the people we work with. Nothing is too much trouble, and our experienced team will provide you with all the support and guidance you need as arrangements are made.
How does a prepaid funeral plan with Dillamore work?
Setting up your plan is simple, and our experienced team will guide you through each step. There are no packages with the Independent Way plan – your funeral plan is scaled around your needs and wishes to create a totally bespoke plan. Setting up your plan is a simple process and our experienced team will guide you through each step.
You can take as long as you need to make decisions regarding your funeral, and there is plenty of time to make changes to your plan. We will manage all the paperwork on your behalf, and will hold full details of your funeral on file ready to activate when the time comes.
Once your funeral plan is in place, you will receive personalised plan documents, including a summary of your plan, your funeral directors details, your plan holder certificate and a personal membership card for you to carry in your purse or wallet.
What next?
If you would like to find out more about the Independent Way plan at Dillamore, the first step is to reach out to us. We can send you an information pack, answer any questions or book you in for an appointment with a member of our team. Call us on 01525 372210 for a no-obligation chat, drop us an email or book an appointment using our online scheduler.
1.Based on Golden Charter analysis and independent research of funeral plan market size as at May 2024.
