A prepaid funeral plan is a way to ensure that most of your funeral costs are covered so that your loved ones are not faced with a sudden financial burden at an already difficult time.
Funeral plans are also an opportunity to record your wishes.
Dillamore Funeral Service provides bespoke funeral plans, which ensure that you can choose all the details of your funeral without being restricted by off-the-shelf plans.
The Independent Way Plan from Golden Charter enables you to freeze funeral director’s costs at today’s prices and specify all the details of your funeral with us.
Unlike off-the-shelf plans, the Independent Way Plan doesn’t force you to choose from a few options and make compromises. It also doesn’t restrict you to one chain of funeral directors.
Instead, you can discuss your funeral with your preferred directors and plan it exactly as you wish.
Your funeral director will help you to create your bespoke funeral, at today’s prices, so you can plan your funeral your way. Once your plan is fully paid* it’s guaranteed to cover the funeral director’s services, while insurance policies usually only pay out a fixed sum.
Your plan will be protected by Golden Charter** and released to your chosen funeral director when needed. Your family will only need to make one phone call and your wishes will be carried out to the letter.
You can have all the benefits of an off-the-shelf funeral plan, with none of the restrictions or compromises.
There are no health checks preventing you from starting a plan.
Founded in 1989 and owned by an association of independent funeral directors, Golden Charter is the only funeral plan provider recommended by The National Society of Allied and Independent Funeral Directors (SAIF). Over 500,000 people have chosen to trust Golden Charter with their funeral plans.
There are many things that need to be arranged for a funeral, and several aren’t provided by funeral directors. Here are some of the costs that you should consider in advance.
The following are typical costs that are guaranteed to be covered by your Independent Way Funeral Plan:
The following costs, which are commonly part of a funeral, aren’t within the control of funeral directors but are paid by them:
*Or after two years of consecutive payments when paying by fixed monthly payments.
**When paying in full, your money is paid into the Golden Charter Trust which is run by a Board of Trustees and is completely independent of Golden Charter. When paying by fixed monthly payments your money is paid to a UK life assurance company and managed by them.